UAE Final Settlement Calculator
Add up everything you are owed when your job in the UAE ends: salary still due, gratuity, unused leave, notice pay and other dues, minus anything you owe.
Without housing, transport or other allowances.
Basic plus all fixed allowances.
Leave you earned but did not take. Full-time workers earn 30 days a year.
Leave blank to work it out from your last working day. Type 0 if that month is already paid.
Part-time service and leave count in proportion to your hours.
Days of unpaid absence do not count as service. A month counts as 30 days.
Paid on basic: + 25% for overtime, + 50% at night and on rest days, as in the UAE overtime calculator.
Type the rate you get: how many of that currency you get for 1 AED.
How your final settlement is worked out
Salary still owed, gratuity, unused leave and other dues, minus anything you owe.
- 1
Last month's salary
15,000 ÷ 30 × 30
= AED 15,000.00 - 2
Gratuity
142.5 × 333.33
= AED 47,500.00 - 3
Unused leave
10 × 10,000 ÷ 30
= AED 3,333.33 - 4
Add it all up
+ 0.00 − 0.00
= AED 65,833.33
Read more: the formula, a worked example, notice pay and the payment deadline
When a private-sector job in the UAE ends, your employer pays a final settlement. Under Federal Decree-Law No. 33 of 2021 (the UAE Labour Law) it usually has these parts:
- Salary still owed for the days you worked in your last month, at your total salary ÷ 30 a day
- End-of-service gratuity (Article 51): 21 days' basic wage a year for the first five years and 30 days a year after, once you have one year of service, capped at two years' basic wage
- Unused annual leave paid on your basic wage ÷ 30 for each day (Article 29(9))
- Notice pay on total salary ÷ 30 a day, when the notice was not given or served in full
- Other dues such as unpaid overtime, a bonus or an air ticket allowance in your contract
- minus money you owe, such as loans or salary advances
The formula
salary owed = total salary ÷ 30 × days worked in the last month
gratuity = basic ÷ 30 × (21 × first 5 years + 30 × years after), at most 24 × basic
unused leave = basic ÷ 30 × unused days
notice pay = total salary ÷ 30 × notice days not given
final settlement = salary owed + gratuity + unused leave + notice pay + overtime + other dues − money you owe
Worked example
You worked from 1 January 2019 to 31 March 2025, which is 6 years and 3 months, or 6.25 years. Your basic salary is AED 10,000 and your total salary AED 15,000 a month. You have 10 days of unused leave.
- Salary owed. 31 March is the last day of the month, so you are owed a full month: 15,000 ÷ 30 × 30 = AED 15,000.
- Gratuity. The daily basic wage is 10,000 ÷ 30 = AED 333.33. 5 × 21 + 1.25 × 30 = 142.5 days, and 142.5 × 10,000 ÷ 30 = AED 47,500.
- Unused leave. 10 × 10,000 ÷ 30 = AED 3,333.33.
- Total. 15,000 + 47,500 + 3,333.33 = AED 65,833.33.
If your employer had ended the contract and given you only 10 of your 30 days' notice, it would add 20 × 15,000 ÷ 30 = AED 10,000 of notice pay, making AED 75,833.33. If you had resigned and left after 10 days' notice, the same AED 10,000 could be taken off instead, leaving AED 55,833.33.
Days worked in the last month
The calculator counts the day of the month of your last working day. If your last working day is the last day of its month, it counts a full month of 30 days, because the daily rate is monthly salary ÷ 30. If you joined in the same month, only the days from joining count. Type 0 if your last month's salary has already been paid.
Notice and who ended the contract
| Who ended it | Notice not given or served | In this calculator |
|---|---|---|
| Your employer | Your employer pays you for the missing days | Added |
| You resigned | Pay for the missing days can be taken off | Taken off |
| Both agreed | Usually as you agreed in writing | Not counted |
Notice is 30 to 90 days, as your contract says. Gratuity is the same whether you resign or your employer ends the contract: the 2021 law removed the old cut for resigning. Special cases, such as dismissal for misconduct or leaving during probation, follow their own rules, so check the MOHRE rules for your case.
When you should be paid
Your employer must pay everything owed, including gratuity, unused leave and notice pay, within 14 days of the contract ending. If it is not paid, you can file a complaint with the Ministry of Human Resources and Emiratisation (MOHRE).
Good to know
- Under one year of service there is no gratuity, but salary owed and unused leave are still paid.
- The UAE dirham is fixed to the US dollar at 3.6725 AED per USD.
- The DIFC, ADGM and government jobs have their own rules. For DIFC (DEWS) or the mainland savings scheme, use the UAE gratuity calculator.
- For more detail on each part, see the UAE leave salary calculator and the UAE overtime calculator. This page uses the same rules and figures.
Rules as used on this site's UAE gratuity (checked 9 October 2026), leave salary and overtime (checked 11 October 2026) calculators, from Federal Decree-Law No. 33 of 2021 and Cabinet Resolution No. 1 of 2022. Who pays for missed notice is shown as most contracts apply it; check your contract and the MOHRE rules. This is an estimate for general information, not legal advice. Ask your employer or MOHRE before relying on it.
Common questions
What is included in a final settlement in the UAE?
Your final settlement adds up everything your employer still owes you when the job ends: salary for the days you worked in your last month, your end-of-service gratuity, pay for annual leave you earned but did not take, notice pay if your employer ended the contract without the full notice, and any other dues such as unpaid overtime, a bonus or an air ticket allowance. Loans and salary advances you owe are taken off.
How is the final settlement calculated in the UAE?
Salary owed is your total monthly salary ÷ 30 × the days worked in the last month. Gratuity is 21 days of basic wage for each of the first five years and 30 days for each year after, capped at two years of basic wage. Unused leave is paid on basic ÷ 30 for each day. Notice pay is total salary ÷ 30 for each day of notice not given. Add these, plus other dues, and subtract anything you owe.
Is unused leave in the final settlement paid on basic or total salary?
On basic salary. Article 29 of Federal Decree-Law No. 33 of 2021 says unused leave paid when the job ends is worked out on the basic wage. So 10 unused days on a basic of AED 10,000 is 10 × 10,000 ÷ 30 = AED 3,333.33.
When must my employer pay my final settlement in the UAE?
Your employer must pay everything owed, including gratuity, unused leave and any notice pay, within 14 days of the contract ending. If you are not paid, you can raise a complaint with the Ministry of Human Resources and Emiratisation (MOHRE).
What if I resign without serving my notice period?
Notice is 30 to 90 days, as your contract says. If you leave without working all of it, your employer can usually take pay for the missing days off your settlement, at your total salary ÷ 30 a day. If your employer ends the contract without the full notice, they pay you for the missing days instead. Check your contract and the MOHRE rules for your case.
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