Saudi Final Settlement Calculator
Add up everything you are owed when your private-sector job in Saudi Arabia ends: salary still due, end-of-service award, unused leave, notice pay and other dues, minus anything you owe.
Without housing, transport or other allowances.
Basic plus fixed allowances such as housing and transport. This is the "actual wage" the law uses.
Leave you earned but did not take. You earn 21 days a year, or 30 once you reach 5 years.
Leave blank to work it out from your last working day. Type 0 if that month is already paid.
How long notice must be: as your contract says. Check the HRSD rules for your case.
Unpaid leave does not count as service. A month counts as 30 days.
Each hour is paid at your hourly wage plus 50% of the basic hourly wage, as in the Saudi overtime calculator.
Type the rate you get: how many of that currency you get for 1 SAR.
How your final settlement is worked out
Salary still owed, end-of-service award, unused leave and other dues, minus anything you owe.
- 1
Last month's salary
10,000 ÷ 30 × 30
= SAR 10,000.00 - 2
End-of-service award
(5×½ + 2×1) × 10,000
= SAR 45,000.00 - 3
Unused leave
10 × 10,000 ÷ 30
= SAR 3,333.33 - 4
Add it all up
+ 0.00 − 0.00
= SAR 58,333.33
Read more: the formula, a worked example, notice pay and the payment deadline
When a private-sector job in Saudi Arabia ends, your employer pays a final settlement. Under the Saudi Labor Law (Royal Decree M/51, as amended) it usually has these parts:
- Salary still owed for the days you worked in your last month, at your actual wage ÷ 30 a day
- End-of-service award (Article 84): half a month's wage for each of the first five years and a full month's wage for each year after, part years in proportion, cut if you resign (Article 85)
- Unused annual leave paid at your actual wage ÷ 30 for each day (Articles 2 and 111)
- Notice pay at your actual wage ÷ 30 a day, when the notice was not given or worked in full
- Other dues such as unpaid overtime, a bonus or an air ticket allowance in your contract
- minus money you owe, such as loans or salary advances
Your actual wage is your basic salary plus fixed allowances such as housing and transport (Article 2).
The formula
salary owed = total wage ÷ 30 × days worked in the last month
award = ½ × wage × first 5 years + wage × years after, × your share if you resign
unused leave = total wage ÷ 30 × unused days
notice pay = total wage ÷ 30 × notice days not given
final settlement = salary owed + award + unused leave + notice pay + overtime + other dues − money you owe
Worked example
You worked from 1 January 2018 to 31 December 2024, which is 7 years. Your basic salary is SAR 7,000 and your total wage SAR 10,000 a month. You have 10 days of unused leave, and your employer ended the contract.
- Salary owed. 31 December is the last day of the month, so you are owed a full month: 10,000 ÷ 30 × 30 = SAR 10,000.
- End-of-service award. The first 5 years give 5 × 5,000 = SAR 25,000 and the next 2 give 2 × 10,000 = SAR 20,000, so SAR 45,000.
- Unused leave. 10 × 10,000 ÷ 30 = SAR 3,333.33.
- Total. 10,000 + 45,000 + 3,333.33 = SAR 58,333.33.
If you had resigned instead, 7 years of service would give two thirds of the award, SAR 30,000, so the total would be SAR 43,333.33. If you had then left 20 days into a 60-day notice, 40 × 10,000 ÷ 30 = SAR 13,333.33 could be taken off, leaving SAR 30,000.00.
If you resign
| Service when you resign | Award you receive |
|---|---|
| Under 2 years | Nothing |
| 2 to 5 years | One third |
| 5 to 10 years | Two thirds |
| 10 years or more | The full award |
Force majeure, or a woman leaving within six months of marrying or three months of giving birth, keeps the full award (Article 87). Leaving because the employer broke the contract (Article 81) also keeps it. Dismissal for misconduct under Article 80 means no award. Salary owed and unused leave are paid in every case.
Days worked in the last month
The calculator counts the day of the month of your last working day. If your last working day is the last day of its month, it counts a full month of 30 days, because a month counts as 30 days (Article 2). If you joined in the same month, only the days from joining count. Type 0 if your last month's salary has already been paid.
Notice and who ended the contract
| How it ended | Notice not given or worked | In this calculator |
|---|---|---|
| Employer ended it | Your employer pays you for the missing days | Added |
| You resigned | Pay for the missing days can be taken off | Taken off |
| Both agreed | Usually as you agreed in writing | Not counted |
| Article 80 or 81 | Special rules apply | Not counted |
How long the notice must be, and how notice works for Article 80 and 81 cases, is not worked out here: use your contract and check the HRSD rules.
When you should be paid
Dues must be paid within one week if the employer ends the contract, or within two weeks if you end it. When you both agree to end it, check the HRSD rules for the deadline. If you are not paid, you can raise it with the Ministry of Human Resources and Social Development (HRSD).
Good to know
- The Saudi riyal is fixed to the US dollar at 3.75 SAR per USD.
- Domestic workers are not covered by the Labor Law; they follow the Domestic Workers Regulation.
- For more detail on each part, see the Saudi end-of-service calculator, the Saudi leave salary calculator and the Saudi overtime calculator. This page uses the same rules and figures.
Rules as used on this site's Saudi end-of-service (checked 9 October 2026, including the payment deadline in Article 88), overtime (checked 11 October 2026) and leave salary (checked 12 October 2026) calculators, from the Saudi Labor Law as amended in 2025. Notice length and who pays for missed notice are not checked rules: use your contract and check the HRSD rules. This is an estimate for general information, not legal advice. Ask your employer or the HRSD before relying on it.
Common questions
What is included in a final settlement in Saudi Arabia?
Your final settlement adds up everything your employer still owes you when the job ends: salary for the days you worked in your last month, your end-of-service award, pay for annual leave you earned but did not take, notice pay if your employer ended the contract without the full notice, and other dues such as unpaid overtime or a bonus. Loans and salary advances you owe are taken off.
How is the final settlement calculated in Saudi Arabia?
Salary owed is your monthly wage (basic plus allowances) ÷ 30 × the days worked in the last month. The end-of-service award is half a month's wage for each of the first five years and a full month for each year after, cut to a third or two thirds if you resign with under 10 years. Unused leave and notice pay are your wage ÷ 30 for each day. Add these, plus other dues, and subtract anything you owe.
Do I lose my end-of-service award if I resign?
Partly, under Article 85. Resigning with under 2 years of service gives no award, 2 to 5 years gives one third, 5 to 10 years two thirds, and 10 years or more the full award. Your salary owed and unused leave are paid in full either way. Some cases, such as force majeure, or a woman leaving within six months of marrying or three months of giving birth, keep the full award.
Is unused leave in Saudi Arabia paid on basic or total salary?
On your actual wage, which is basic salary plus allowances such as housing and transport (Article 2). Article 111 says unused leave is paid when the job ends. So 10 unused days on a wage of SAR 10,000 is 10 × 10,000 ÷ 30 = SAR 3,333.33.
When must my final settlement be paid in Saudi Arabia?
Dues must be paid within one week if the employer ends the contract, or within two weeks if you end it. If you are not paid, you can raise it with the Ministry of Human Resources and Social Development (HRSD).
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